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Lease vs Buy, Broken Down by Car Price
The lease vs buy verdict changes with the sticker price. Each breakdown below runs the same math as our calculator — a 36-month lease against a 60-month loan at typical 2026 rates — so you can see monthly payments, total costs, and the winner before you ever talk to a dealer.
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Lease vs Buy a $20,000 CarLease $329/mo · Buy $391/moLease vs Buy a $25,000 CarLease $406/mo · Buy $489/moLease vs Buy a $30,000 CarLease $484/mo · Buy $587/moLease vs Buy a $35,000 CarLease $561/mo · Buy $685/moLease vs Buy a $40,000 CarLease $638/mo · Buy $783/moLease vs Buy a $45,000 CarLease $715/mo · Buy $880/moLease vs Buy a $50,000 CarLease $793/mo · Buy $978/moLease vs Buy a $60,000 CarLease $947/mo · Buy $1,174/moLease vs Buy a $70,000 CarLease $1,102/mo · Buy $1,370/moLease vs Buy a $80,000 CarLease $1,256/mo · Buy $1,565/mo
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Guides that explain the math
Average Car Lease vs Buy Costs: What to Expect in 20263 min readComparing Bank Auto Loan Rates: Fifth Third Bank, Credit Karma, and Dealership Financing3 min readThe Best Car Lease vs Buy Calculators: Comparing Edmunds, KBB, and More3 min readCurrent Auto Loan Rates Snapshot 20263 min readState Car Sales Tax Rates in 20263 min readTesla Lease vs Buy Calculator: Does Financing an EV Make Sense?3 min read
All figures are estimates based on the stated assumptions and exclude state-specific taxes, registration, and dealer incentives. They are informational only, not financial advice — confirm exact terms with your dealer or lender.